Citi Strata Premier

Annual Fee: $95

Earn 60,000 ThankYou points after you spend $4,000 on eligible purchases with your new card within the first 3 months.

Our thoughts: The Citi Premier card has great spend multipliers and the ability to transfer points to airline and hotel partners. It’s also powerful to pair this card with the Citi Double Cash and Citi Rewards + to maximize your point earnings.

How to earn points:

3x grocery

3x dining

3x gas stations

3x flights, hotels, travel agencies

1x all other purchases

Notable Notable rebates and perks:

Strong transfer partners (including Turkish Airlines, EVA Air, Qatar, Avianca Lifemiles, 1:2 transfer to Choice, and others)