Chase Ink Business Cash

Annual Fee: $0

Earn 75,000 after you spend $6,000 on purchases in the first 3 months from account opening.

Our thoughts: This card might be our most swiped credit card. The Ink Business Cash comes with a “cash back” signup bonus, but if combined with one of the Chase Sapphire cards, that $750 becomes 75,000 Ultimate Rewards that can be transferred to airline or hotel partners. We use this card the most at office supply stores to buy Visa and Mastercard gift cards when they are on sale for 5x the points, and use them for everyday purchases.

How to earn points:

5x Office supply stores and on internet, cable, and phone services on your first $25,000 spent each year.

2x gas stations and restaurants, up to $25,000 each year.

1x all other purchases

Notable rebates and perks:

No annual fee